Your source for Denver Relocation information

Diana Kearns, REALTOR, ASP, ABR and Michael P Kearns, REALTOR, GRI, ePRO
RE/MAX Alliance • 1873 S Bellaire St, Suite 700 • Denver, CO 80222

RELODENVER HOME

RELOCATION 101
Sell your home. Learn a new city. Buy a new house. Pack and move. Start a new job. It can be overwhelming! Get tips and tools to simplify the process

DENVER AREA INFO
Neighborhoods, Government, Businesses, Schools, Sports, Recreation... There is so much to know about Denver.

FREE RELOCATION PACKAGE
Moving to a new area means finding the best home and neighborhood to meet your family's needs. Request a package tailored to your needs!

SEARCH FOR A NEW HOME
REALTORS® search for homes using the Multiple Listing Service (MLS). Use the same powerful database for your home search!

HELPFUL REFERRALS
Need an electrician? A place to store your stuff? How about a deal on appliances? Check out our pre-screened referrals.

BUILDING STAPLETON
Interested in Denver's redevelopment of the former Stapleton Airport? Check out our sister site at www.BuildingStapleton.com.

ABOUT RELODENVER
Who are we, and why should you work with us? Get more information about ReloDenver and The Kearns Team.

CONTACT US

HOW MUCH DO I NEED FOR A DOWN PAYMENT?

In the past, saving money for a down payment on a home was often the largest obstacle to home ownership.

But today's flexible home loan programs make this issue less of a challenge. In fact these days, home buyers who qualify may choose to make a minimal down payment, even though they have saved up a sizable nest egg.

Some home buyers may be eligible for a down payment assistance program. If one is available in the area in which you are thinking of buying a home, our Mortgage Partners can give you further details.

Or, depending on the loan program you choose, you may be able to buy a home with a very low down payment (three percent or less), or no down payment at all.

Keep in mind, if you make a down payment of less than 20%, you are required to pay the added cost of mortgage insurance (MI), sometimes referred to as private mortgage insurance (PMI). MI protects the lender in the event you do not fulfill your commitment to repay the mortgage, so lenders are more willing to offer mortgages with small down payments.

In addition, most loan programs also require you to reserve enough money to cover one or two months of mortgage payments after your closing.

Mortgage Home Page

How Much Mortgage Can I Afford?

How important is my credit history?

What about closing costs?

How large of a loan can I be approved for?

What does my mortgage payment include?

What are my possible financing choices?

Loan shopping tips!

Get Pre-Qualified!

For more information,
please call Diana at ReloDenver at (303) 598-2076, or e-mail us today!